Northeastern Connecticut Healthcare Credit Union Inc

320 Pomfret Street, Putnam, CT 06260

860-928-2347

                                    SHARE ACCOUNTS AND  SHARE CERTIFICATE RATES

 Regular Shares:    .50% APR   .50 % APY

Share Certificates:

 6 Mos : .75% APR .75% APY

12 Mos: 1.00% APR 1.01% APY

24 Mos: 1.25%APR 1.26% APY

Certificate minimum deposit: $ 10,000.

Maximum certificates combined per member:$100,000.                        

ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000 PER ACCOUNT BY THE NATIONAL CREDIT UNION ADMINISTRATION

  LOAN RATES

Personal Loans:  - SPECIAL !!!!   4.99% !!!!!    SPECIAL !!!!!!

Vehicle Loans: - New - 3.99% APR* / Used - 5.99% APR*

Education Loans: - 6.00% APR

Share Secured Loans: - 3.50% APR

* PLEASE NOTE - YOUR RATE OF INTEREST ON THESE LOANS MAY DIFFER DUE TO YOUR CREDIT SCORE. WE WILL MATCHED COMPETITOR'S RATES ON VECHICLE LOANS FOR QUALIFYING MEMBERS

ACCOUNT FEES

Checks Issued to Third Party - $ 1.00

Stop Payment Fee - $ 20.00

Return Check Fee - $20.00

Inactive Share Account Fee - $ 5.00

Loan Application Fee - $50.00

Late Loan Payment Fee - $20.00